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Visiting John Forster(username: sturdibox)
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They Owe Us Social Security Benefits
I hereby forward it -- with my comments.
On Sat, Oct 6, 2012 at 11:04 AM, a neighbor of mine forwarded:
SOCIAL SECURITY NOW CALLED 'FEDERAL BENEFIT PAYMENT'/ENTITLEMENT!
Have you noticed, your Social Security check is now referred to as a "Federal Benefit Payment"?
I'll be part of the one percent to forward this.
I am forwarding it because it touches a nerve in me, and I hope it will in you.
Please keep passing it on until everyone in our country has read it.
The government is now referring to our Social Security checks as a Federal Benefit Payment. This isnt a benefit its earned income! Not only did we all contribute to Social Security but our employers did too.
It totaled 15% of our income before taxes. If you averaged $30K per year over your working life, that's close to $180,000 invested in Social Security.
If you calculate the future value of your monthly investment in social security ($375/month, including both your and your employers contributions) at a meager 1% interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved! This is your personal investment.
Upon retirement, if you took out only 3% per year, you'd receive $39,318 per year, or $3,277 per month.
Thats almost three times more than todays average Social Security benefit of $1,230 per month, according to the Social Security Administration (Google it - its a fact).
And your retirement fund would last more than 33 years (until you're 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interest-earning accounts.
Instead, the folks in Washington pulled off a bigger Ponzi scheme than Bernie Madoff ever did. They took our money and used it elsewhere. They forgot that it was OUR money they were taking. They didnt have a referendum to ask us if we wanted to lend the money to them.
And they didnt pay interest on the debt they assumed. And recently, theyve told us that the money wont support us for very much longer. But is it our fault they misused our investments?
And now, to add insult to injury, theyre calling it a benefit, as if we never worked to earn every penny of it. Just because they borrowed the money, doesn't mean that our investments were a charity! Lets take a stand.
We have earned our right to Social Security and Medicare. Demand that our legislators bring some sense into our government
Find a way to keep Social Security and Medicare going, for the sake of that 92% of our population who need it.
Then call it what it is: Our Earned Retirement Income.
99% of people won't forward this. Will you?
Yes I will forward it -- with comments and questions.
I suggest you study the Social Security Acts some more and pay close attention to the definitions of terms. "Obligation" is not the same as "liability". Find out if the SSA is legally obligated to return your property to you. You may find that the Supreme Court already (within a few years of its origin) clarified that this was a tax, and that government could unilaterally decide whether to hand down any benefit later, or not.
As the American Court System views it -- I don't think they acknowledge that they owe you anything, as if you could use that court system to force them to pay.
Not that it would matter, anyway.
Last I checked, there was 2.2 trillion dollars "in" the Trust Funds. What this means is, that the money employees and employers have paid in taxes is that much more than what has been paid out so far in "benefits". the US General Fund has borrowed that money and spent it. Hey, it was a cheaper interest rate than borrowing through Treasury bills/notes, and it wouldn't spook the sheep by making the National Debt that much higher.
Accountants guess that they should have been taxing everybody a lot more, so that the Trust Fund would have 15 Trillion that the Treasury owes them in stead of just 2.2 Trillion. That's what would be needed for future expected benefits to be paid out. But, so far, the majority of Voters and Congresspersons have refused to make the tax rate higher than the cumulative 15%, (That's already 150% of what the Creator God asks of us!), instead they have reduced the Employee side 2%.
The US Federal Government, as soon as they collect more taxes than they spend for General Fund stuff, will be able to start paying back some of that 2.2 trillion they owe the trust fund.This may not happen for awhile. I have heard there was a day back in 1836 where Pres. Andrew Jackson and the People managed to encourage Congress to get the Nat. Debt paid off. I think, if it ever happens again all we living now will be dead. I have never heard or read anything by a sane adult who sees any possible way for our economy to ever be so prosperous as to afford the taxes sufficient to pay up the debts.
Until the US Government actually can pay its debts, it has to borrow above and beyond its General Fund borrowing needs, so that it can pay the interest it owes each year to the SS Trust Fund Plus pay back whatever the extra the SSA needs to keep writing checks. Back in 2010 the SSA had to ask the Treasury to payback over 70 billion for this.
The Administration has spent all my money which was taxed that I might expect to be paid back under the existing laws. Any money they might give me in the future is either going to be taken from someone else who will never see it again, or it will be borrowed and never be paid back. (borrowing the principle and interest to pay off prior debts is not "paying it back")
Do you still want the government to steal for you? There is something worse than stopping Bernie Made-Off and explaining to his "investors" that their money is gone -- and that would be to continue letting Bernie Make-off with the wealth of more and more investors.
There is something worse that stopping the US Government from spending more than we give it -- and that would be to continue letting it waste the wealth of more and more citizens. Since last Nov. 15, the Treasury has spent 1,500 Billion more than it has taken in. They tell us about 2/3'rds of that was imagined out of nothing by the Federal Reserve. This increase in global dollar supply is an inflation tax on every dollar holder in the world.
Now, if there was no just God in Heaven, this would be a sweet deal, because all those Japanese, Chinese, and Europeans that think someone owes them dollars -- will never get back the same value represented by the dollars they loaned to us. That is assuming they get them back at all.
I think we just need to face it. The US Government is not God. They do not have the ethical authority to say how much of our labor or increase they own and how much they should leave us to control on our own. Only the Lord Jesus Christ, Who earned and bought the World, has the right to tell Caesar what he can tax for. Caesar may only collect enough tax to punish the crimes God says he may punish.
It is a short list.
Anything beyond that is just some men stealing from other men - using human legality. God tells us in the Bible, in many principles and stories, that we can expect bad consequences if we allow men to keep on stealing without paying double restitution.
You can protest, and blog, and vote, and write your congressman all you want, like you have for the last 30 years I've been watching things get worse -- but as long as you keep accepting their imaginary stolen money -- I can assure you, as surely as the Lord lives and has communicated these principles to us, that this every-man-plundering-his-neighbor is only going to get worse.
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