Hi, I understand you, there have been a lot of scams and unscrupulous lenders lately, in general. This is why I read reviews of banks where I think of taking out a loan. Recently I was thinking about debthunch reviews, but after reading the reviews I realized that this is not what I need. So in this seemingly trivial way you can weed out 90 percent of fraudulent, or just poor-quality banks. So, good luck in your search, I hope I was able to help you.